As a trusted insurance agency, T.A. Swain understands the risks involved with investing in real estate. We specialize in providing comprehensive insurance solutions for property owners and real estate investors alike. Our insurance policies are designed to protect your investment and provide peace of mind, regardless of the type of property you own.
Vacant or under-rehabilitation properties are often a common sight in the real estate market, and they come with unique risks. As a property owner, you need to protect yourself from the potential losses that may arise from these risks. Vacant/Under Rehabilitation Insurance is designed to provide coverage for property owners who have vacant or under-construction properties. This insurance provides coverage for damages caused by vandalism, theft, fire, and other risks that may occur while the property is unoccupied or undergoing renovations. It may also cover liability claims related to the property, such as injuries that occur on the property.
If you're a property owner who rents out residential or commercial properties, you need protection against the risks associated with being a landlord. Landlord insurance provides coverage for property owners who rent out their properties to tenants. This coverage will pay for damages to the property caused by natural disasters, fire, theft, and other covered perils. It also covers loss of rental income if the property is damaged and cannot be rented out. Liability claims related to the property are also covered under this type of insurance, such as if a tenant sues the landlord due to injuries sustained on the property.
Commercial and residential properties are significant investments, and as a property owner, you need to protect them against potential losses. Commercial & Residential Property Insurance policies cover damages to the property caused by covered perils such as natural disasters, theft, and vandalism. It also covers the contents of the property, including furniture, appliances, and other items. This type of insurance may also cover liability claims related to the property, such as injuries that occur on the premises.
Multiple Dwelling Insurance is designed to provide coverage for property owners who own buildings with multiple units, such as apartments or townhouses. This type of insurance covers the building's structure and contents, including common areas, and provides coverage for damages caused by covered perils such as natural disasters, theft, and vandalism. It also covers loss of rental income if the property is damaged and cannot be rented out. Liability claims related to the property are also covered under this type of insurance, such as if a tenant sues the landlord due to injuries sustained on the property.
Multiple Dwelling Insurance provides a comprehensive solution for property owners with multiple rental units, protecting their investments and providing peace of mind.