As the gig economy continues to thrive, more and more people are turning to flexible, freelance work as a way to make a living. While this type of work offers many benefits, it also comes with unique risks and challenges, particularly when it comes to insurance. That's where gig economy insurance comes in - designed specifically for those working in the gig economy. Whether you are a freelancer, short-term employee, or independent contractor, T.A. Swain Insurance Group can help cover you against potential risks.
Provides coverage for claims of bodily injury, property damage, and advertising injury that you may be held liable for.
Also known as errors and omissions insurance, this coverage can protect you if you make a mistake or provide faulty advice or services to a client.
Covers damage to your vehicle and liability for accidents while using your car for business purposes.
Protects you in case of a data breach, cyber attack, or another cyber-related incident that may compromise your business.
Covers medical expenses and lost wages if you or your employees are injured while on the job.
Provides income replacement if you become disabled and can no longer work.
Helps you cover the cost of medical expenses, including routine check-ups, doctor visits, and hospital stays.
It's important to note that not all coverages may be included in a gig economy insurance policy, and the specific coverages offered may vary depending on the insurer and policy. It's essential to review your policy carefully and speak with our insurance professionals to ensure you have the coverage you need for your specific business.